.shell{display:grid;grid-template-columns:220px minmax(0,1fr);min-height:100vh;background:var(--paper)}.sidebar{background:var(--panel);padding:28px 14px 24px;display:flex;flex-direction:column;gap:24px;border-right:1px solid var(--line);position:sticky;top:0;height:100vh;overflow-y:auto}.brand-mark{display:flex;align-items:center;gap:10px;padding:0 10px}.brand-dot{width:10px;height:10px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 4px var(--accent-soft)}.brand-kicker{margin:0;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--ink-soft)}.side-nav{display:flex;flex-direction:column;gap:6px;flex:1}.side-nav-label{margin:4px 10px 8px;font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700}.side-link{border:0;background:transparent;text-align:left;padding:12px 14px;border-radius:14px;color:var(--ink-soft);font-weight:600;font-size:.92rem;transition:background .15s ease,color .15s ease}.side-link:hover:not(:disabled){background:#ffffff73;color:var(--ink)}.side-link.is-active{background:var(--accent);color:#fff;box-shadow:var(--shadow-soft)}.side-link:disabled{opacity:.42;cursor:not-allowed}.side-foot{padding:12px 14px;border-radius:var(--radius-sm);background:#ffffff59}.side-foot p{margin:0;font-size:.8rem;color:var(--muted)}.main{padding:32px 36px 56px;display:flex;flex-direction:column;gap:20px;max-width:1180px}.top{display:flex;align-items:flex-start;justify-content:space-between;gap:16px}.tagline{margin:8px 0 0;color:var(--muted);font-size:.95rem;max-width:42rem}.lang-toggle{border:1px solid var(--line);background:var(--card-elevated);border-radius:999px;padding:10px 16px;font-weight:700;color:var(--ink);box-shadow:var(--shadow-soft)}.ph-page{display:flex;flex-direction:column;gap:18px}.ph-hero{display:flex;flex-direction:column;gap:16px}.ph-hero-copy{padding:26px 28px}.ph-hero .eyebrow,.cta-banner .eyebrow{margin:0 0 8px;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--muted)}.ph-hero h2{font-size:clamp(1.5rem,2.4vw,2rem);max-width:28ch}.ph-hero .lead{margin:12px 0 0;color:var(--ink-soft);font-size:.98rem;max-width:56ch}.ph-stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.metric-card{background:var(--card-elevated);border:1px solid var(--line);border-radius:var(--radius);padding:18px 18px 16px;box-shadow:var(--shadow-soft);display:flex;flex-direction:column;gap:8px;min-height:118px}.metric-card b{font-family:var(--font-serif);font-size:2rem;line-height:1;font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums}.metric-card span{font-size:.8rem;color:var(--muted);line-height:1.35}.metric-card.tone-a{border-top:3px solid var(--accent)}.metric-card.tone-b{border-top:3px solid var(--accent-mid)}.metric-card.tone-c{border-top:3px solid var(--gold)}.metric-card.tone-d{border-top:3px solid var(--accent-light)}.card{background:var(--card-elevated);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;box-shadow:var(--shadow-soft);display:flex;flex-direction:column;gap:14px}.card.soft{background:linear-gradient(180deg,#fbf7f1,#f3ebe0)}.sec-h h2{margin-bottom:6px}.desc{margin:0;color:var(--muted);font-size:.92rem}.cluster-pills{display:flex;flex-wrap:wrap;gap:8px}.cluster-pills button{border:1px solid var(--line);background:#ffffffb3;border-radius:999px;padding:8px 14px;font-weight:600;color:var(--ink)}.cluster-pills button[aria-pressed=true]{background:var(--accent);border-color:var(--accent);color:#fff}.wait-bars{display:flex;flex-direction:column;gap:14px}.wait-row{display:grid;grid-template-columns:150px 1fr 150px;gap:12px;align-items:center}.wait-name{font-weight:700;display:flex;flex-direction:column;gap:2px}.wait-name small{font-weight:500;color:var(--muted);font-size:.75rem}.wait-track{position:relative;height:12px;background:#6b53441a;border-radius:999px;overflow:hidden}.bar-long,.bar-median{position:absolute;inset:0 auto 0 0;border-radius:999px}.bar-long{background:var(--accent-light)}.bar-median{background:var(--accent)}.year-mark{position:absolute;top:0;bottom:0;width:2px;background:#3a322c59;transform:translate(-1px)}.wait-val{display:flex;flex-direction:column;gap:2px;font-variant-numeric:tabular-nums}.wait-val b{font-size:.92rem}.wait-val span{color:var(--muted);font-size:.78rem}.hint{margin:0;color:var(--muted);font-size:.85rem}.source-line{margin:0;color:var(--muted);font-size:.78rem;line-height:1.45}.table-scroll{overflow-x:auto}.heat-table{width:100%;border-collapse:separate;border-spacing:0;font-variant-numeric:tabular-nums;font-size:.88rem;overflow:hidden;border-radius:14px}.heat-table th,.heat-table td{border:1px solid var(--line);padding:11px 8px;text-align:center}.heat-table th:first-child,.heat-table td:first-child{text-align:left;font-weight:600;white-space:nowrap;background:#ffffff8c}.triage-goals{display:flex;flex-direction:column;gap:14px}.goal-row{display:flex;flex-direction:column;gap:8px}.goal-meta{display:flex;justify-content:space-between;gap:12px;font-size:.9rem}.goal-meta span{color:var(--ink-soft)}.goal-meta b{font-variant-numeric:tabular-nums;color:var(--ink)}.goal-track{height:10px;border-radius:999px;background:#6b53441a;overflow:hidden}.goal-fill{height:100%;border-radius:999px;background:linear-gradient(90deg,var(--accent-light),var(--accent))}.cta-banner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:26px 28px;border-radius:var(--radius);background:linear-gradient(135deg,#ffffff8c,#fff3),linear-gradient(135deg,#d9c4aa,#b8956c 55%,#8b6a4a);color:#fff;box-shadow:var(--shadow)}.cta-banner .eyebrow{color:#fffc}.cta-banner h2{color:#fff;font-size:1.2rem;max-width:42ch}.btn-primary{border:0;background:var(--accent-deep);color:#fff;border-radius:999px;padding:12px 18px;font-weight:700;white-space:nowrap;box-shadow:var(--shadow-soft)}.btn-primary:hover{filter:brightness(1.08)}.btn-primary:disabled{opacity:.45;cursor:not-allowed;filter:none}.btn-outline{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--line);background:#ffffffb3;color:var(--ink);border-radius:999px;padding:12px 16px;font-weight:700;text-decoration:none}.btn-outline:hover{background:#fff;text-decoration:none}.prod-page{display:flex;flex-direction:column;gap:18px}.prod-hero .lead{margin:12px 0 0;color:var(--ink-soft);max-width:56ch}.product-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.product-card{background:var(--card-elevated);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow-soft);display:flex;flex-direction:column;gap:14px}.product-card h3{margin:0;font-family:var(--font-serif);font-size:1.35rem;font-weight:600;color:var(--ink)}.product-card-top{display:flex;align-items:center;justify-content:space-between;gap:10px}.product-code{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--muted)}.status-pill,.mini-pill{display:inline-flex;align-items:center;border-radius:999px;padding:5px 10px;font-size:.75rem;font-weight:700;background:#ffffffb3;border:1px solid var(--line);color:var(--ink-soft)}.status-pill.ok{background:var(--accent-soft);border-color:transparent;color:var(--accent-deep)}.product-tagline{margin:6px 0 0;color:var(--muted);font-size:.92rem}.product-pills{display:flex;flex-wrap:wrap;gap:6px}.product-kv{margin:0;display:flex;flex-direction:column;gap:12px}.product-kv div{display:grid;gap:4px}.product-kv dt{font-size:.75rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:700}.product-kv dd{margin:0;color:var(--ink);font-size:.92rem;line-height:1.45}.feat-list{margin:0;padding-left:1.1rem;display:flex;flex-direction:column;gap:4px}.feat-list.compact{font-size:.86rem}.product-actions{margin-top:auto;display:flex;flex-wrap:wrap;gap:8px}.compare-table{width:100%;border-collapse:separate;border-spacing:0;font-size:.88rem;min-width:860px}.compare-table th,.compare-table td{border:1px solid var(--line);padding:12px 10px;vertical-align:top;text-align:left;background:#ffffff59}.compare-table thead th{background:#ffffffb3;font-family:var(--font-serif);font-size:1rem;font-weight:600}.compare-table tbody th{width:120px;background:#ffffff8c;color:var(--ink-soft);font-weight:700;white-space:nowrap}.prem-page{display:flex;flex-direction:column;gap:18px}.prem-layout{display:grid;grid-template-columns:minmax(300px,.95fr) minmax(0,1.15fr);gap:16px;align-items:start}.prem-left,.prem-right{display:flex;flex-direction:column;gap:16px}.row-between{display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.row{display:flex;align-items:center;gap:10px}.prem-form-actions{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.btn-outline.compact{padding:8px 12px;font-size:.85rem}.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.f{display:flex;flex-direction:column;gap:6px;font-size:.85rem;color:var(--ink-soft);font-weight:600}.f.wide{grid-column:1 / -1}.txt,.f select,.inline-fee input{border:1px solid var(--line);background:#ffffffbf;border-radius:12px;padding:10px 12px;font:inherit;color:var(--ink)}.sec-line{margin:8px 0 0;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--muted)}.mini-link{margin-top:4px;font-size:.8rem;font-weight:600}.vbox{display:flex;flex-direction:column;gap:10px;padding:14px;border-radius:16px;background:#ffffff73;border:1px solid var(--line)}.check{display:flex;gap:10px;align-items:flex-start;font-weight:600;color:var(--ink)}.inline-fee{display:flex;align-items:center;gap:10px;font-size:.88rem;font-weight:600;color:var(--ink-soft)}.inline-fee input{width:110px}.prem-summary .s-big{margin-top:8px;font-family:var(--font-serif);font-size:2.4rem;font-weight:600;color:var(--accent-deep);line-height:1}.prem-summary .s-cap{margin:6px 0 0;color:var(--muted);font-size:.88rem}.s-rows{margin-top:14px;display:flex;flex-direction:column;gap:8px}.s-rows>div{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-bottom:1px solid var(--line);font-size:.9rem}.s-rows span{color:var(--ink-soft)}.s-rows b{font-variant-numeric:tabular-nums;white-space:nowrap}.prem-bars{display:flex;flex-direction:column;gap:12px}.prem-barrow{display:grid;grid-template-columns:120px 1fr 140px;gap:12px;align-items:center;border:1px solid var(--line);background:#ffffff80;border-radius:16px;padding:12px;text-align:left;color:inherit}.prem-barrow.cur{border-color:var(--accent);box-shadow:inset 0 0 0 1px var(--accent)}.prem-barrow .lab{display:flex;flex-direction:column;gap:2px}.prem-barrow .lab span,.prem-barrow .amt span{color:var(--muted);font-size:.75rem}.prem-barrow .track{height:10px;border-radius:999px;background:#6b53441a;overflow:hidden}.prem-barrow .fill{height:100%;border-radius:999px;background:linear-gradient(90deg,var(--accent-light),var(--accent))}.prem-barrow .amt{display:flex;flex-direction:column;gap:2px;font-variant-numeric:tabular-nums}.trend-chart{display:flex;align-items:flex-end;gap:3px;height:140px;padding:8px 4px 0}.trend-col{flex:1;height:100%;display:flex;align-items:flex-end}.trend-bar{width:100%;border-radius:6px 6px 2px 2px;background:linear-gradient(180deg,var(--accent-mid),var(--accent));min-height:4px}.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:12px}.fact{background:#ffffff8c;border:1px solid var(--line);border-radius:14px;padding:12px}.fact .k{color:var(--muted);font-size:.78rem}.fact .v{margin-top:4px;font-family:var(--font-serif);font-size:1.35rem;font-weight:600}.age-matrix{min-width:0}@media(max-width:980px){.shell{grid-template-columns:180px minmax(0,1fr)}.main{padding:24px 18px 40px}.ph-stats,.product-grid{grid-template-columns:1fr 1fr}.prem-layout,.fgrid{grid-template-columns:1fr}.prem-barrow{grid-template-columns:1fr;gap:8px}.wait-row{grid-template-columns:1fr;gap:6px}.cta-banner{flex-direction:column;align-items:flex-start}}@media(max-width:640px){.shell{grid-template-columns:1fr}.sidebar{position:static;height:auto;border-right:0;border-bottom:1px solid var(--line)}.side-nav{display:grid;grid-template-columns:1fr 1fr;gap:6px}.side-nav-label{grid-column:1 / -1}.main{padding:20px 16px 40px}.ph-stats,.product-grid{grid-template-columns:1fr}}.reserve-answer .s-big{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}.reserve-answer .s-big small{font-family:var(--font-sans, inherit);font-size:1rem;font-weight:600;color:var(--muted)}.notes{margin-top:14px;display:flex;flex-direction:column;gap:8px}.chip{display:flex;gap:10px;align-items:flex-start;padding:12px 14px;border-radius:14px;background:#ffffff8c;border:1px solid var(--line);font-size:.9rem;color:var(--ink-soft);line-height:1.45}.chip.warm{background:#b8956c29;border-color:#8b6a4a47}.chip.ok{background:#6b8c6224;border-color:#5a785040}.chip.bad{background:#a0503c1f;border-color:#8c463247;color:var(--ink)}.reserve-chart{display:flex;align-items:flex-end;gap:2px;height:120px;padding:8px 2px 0}.reserve-chart .trend-bar.muted{background:linear-gradient(180deg,#c9b8a6,#a8927c);opacity:.45}.reserve-chart .trend-bar.accent{background:linear-gradient(180deg,var(--accent-light),var(--accent-deep))}.reserve-chart .trend-bar.neg{background:linear-gradient(180deg,#c07058,#8a4030)}.legend.reserve-legend,.legend{display:flex;flex-wrap:wrap;gap:14px;margin-top:12px;font-size:.82rem;color:var(--muted)}.legend .sq,.legend i.sq{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}.legend .sq.warm,.legend i.sq.warm{background:var(--warm, #b8956c)}.legend .sq.accent,.legend i.sq.accent{background:var(--accent)}.legend .sq.muted,.legend i.sq.muted{background:var(--muted)}.scroll{overflow-x:auto}.tablebox{max-height:420px;overflow:auto}.compare-table td.cur,.compare-table th.cur,.compare-table .cur{background:#8b6a4a24;font-weight:700}.compare-table td.neg,.compare-table .neg{color:#8a4030}.compare-table tr.self td{color:var(--muted)}details.card>summary{cursor:pointer;font-family:var(--font-serif);font-size:1.15rem;font-weight:600;list-style:none}details.card>summary::-webkit-details-marker{display:none}details.card[open]>summary{margin-bottom:12px}.fam-members{display:flex;flex-direction:column;gap:14px;margin-top:14px}.mcard{border:1px solid var(--line);border-radius:16px;background:#ffffff80;padding:14px;display:flex;flex-direction:column;gap:12px}.mh{display:flex;align-items:center;gap:10px}.mh .no{font-size:.75rem;font-weight:700;letter-spacing:.08em;color:var(--muted)}.mh .mt{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--ink);flex:1}.mh .mt i{width:10px;height:10px;border-radius:50%;display:inline-block}.mh .rm{border:1px solid var(--line);background:#ffffffb3;border-radius:999px;padding:6px 12px;font-size:.8rem;font-weight:600;color:var(--ink-soft)}.mfoot{display:flex;justify-content:space-between;align-items:flex-end;gap:12px;padding-top:8px;border-top:1px solid var(--line)}.mfoot .k{font-size:.78rem;color:var(--muted)}.mfoot span{font-size:.75rem;color:var(--muted)}.mfoot b{font-family:var(--font-serif);font-size:1.35rem;color:var(--accent-deep)}.s-rows .mem-row{display:flex;justify-content:space-between;gap:12px;align-items:center}.s-rows .mem-row .dot{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:8px;vertical-align:middle}.s-rows .hl b{color:var(--accent-deep)}.s-rows .tot{font-weight:700}.fam-trend{display:flex;align-items:flex-end;gap:3px;height:160px;padding:8px 2px 0}.fam-bar{flex:1;height:100%;display:flex;flex-direction:column-reverse;justify-content:flex-start;min-width:0}.fam-seg{width:100%;border-radius:2px 2px 0 0;min-height:0}.fam-bar .fam-seg:first-child{border-radius:6px 6px 0 0}.client-page{display:flex;flex-direction:column;gap:14px}.cvbar{display:flex;flex-direction:column;gap:12px;padding:14px 16px;border-radius:var(--radius);background:var(--card-elevated);border:1px solid var(--line);box-shadow:var(--shadow-soft)}.cvset summary{cursor:pointer;font-weight:700;color:var(--ink);list-style:none}.cvset summary::-webkit-details-marker{display:none}.cvsetgrid{margin-top:12px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.cvsetgrid label{display:flex;flex-direction:column;gap:6px;font-size:.82rem;font-weight:600;color:var(--ink-soft)}.cvsetgrid select,.cvsetgrid input,.budget input[type=number],.stepper input{border:1px solid var(--line);background:#ffffffbf;border-radius:12px;padding:10px 12px;font:inherit;color:var(--ink)}.ctl{display:flex;flex-wrap:wrap;align-items:center;gap:10px}.cvchips{display:flex;flex-wrap:wrap;gap:6px}.cvchips button,.cvchips.big button{border:1px solid var(--line);background:#ffffffa6;border-radius:999px;padding:8px 12px;font-weight:600;color:var(--ink-soft)}.cvchips button[aria-pressed=true],.cvchips.big button[aria-pressed=true]{background:var(--accent);border-color:transparent;color:#fff}.cvbtn{border:1px solid var(--line);background:#ffffffb3;border-radius:999px;padding:10px 14px;font-weight:700;color:var(--ink)}.cvbtn.solid{background:var(--accent-deep);border-color:transparent;color:#fff}.cvbtn:disabled{opacity:.4;cursor:not-allowed}.cvstage{min-height:520px;border-radius:var(--radius);background:linear-gradient(160deg,#ffffffb3,#ffffff59),var(--panel);border:1px solid var(--line);box-shadow:var(--shadow);padding:28px 32px;overflow:hidden}.slide{display:flex;flex-direction:column;gap:14px;min-height:460px}.slide .step{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--muted)}.slide h2{margin:0;font-family:var(--font-serif);font-size:clamp(1.45rem,2.4vw,2rem);font-weight:600;max-width:28ch;color:var(--ink)}.slide .lead{margin:0;color:var(--ink-soft);max-width:62ch;line-height:1.55}.slide.hero.cover{justify-content:space-between;background:radial-gradient(circle at 90% 10%,rgba(184,149,108,.28),transparent 40%),linear-gradient(145deg,#efe4d4,#e2d2bc 55%,#d5c0a4);margin:-28px -32px;padding:28px 32px;min-height:516px;border-radius:inherit}.ctop,.cbot{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.ctop .brand{font-weight:800;letter-spacing:.16em}.cbot>div{display:flex;flex-direction:column;gap:4px}.cbot span{font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700}.cbot b{font-family:var(--font-serif);font-size:1.15rem}.slide .nm{color:var(--accent-deep)}.kpis{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.kpi{background:#ffffff8c;border:1px solid var(--line);border-radius:16px;padding:16px;display:flex;flex-direction:column;gap:6px}.kpi.dark{background:#8b6a4a1f}.kpi b{font-family:var(--font-serif);font-size:1.7rem;color:var(--accent-deep);line-height:1.1}.kpi span,.kpi em{color:var(--ink-soft);font-size:.88rem;font-style:normal}.costgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.costgrid>div{background:#ffffff80;border:1px solid var(--line);border-radius:14px;padding:14px;display:flex;flex-direction:column;gap:4px}.costgrid b{color:var(--ink)}.costgrid span{color:var(--muted);font-size:.88rem}.cvrank{display:flex;flex-direction:column;gap:8px}.cvrank .k{font-weight:700;color:var(--ink-soft);margin-bottom:4px}.rk{display:grid;grid-template-columns:120px 1fr 48px;gap:10px;align-items:center;font-size:.9rem}.rk i{display:block;height:8px;border-radius:999px;background:linear-gradient(90deg,var(--accent-light),var(--accent))}.rk b{text-align:right;font-variant-numeric:tabular-nums}.ibars{display:flex;gap:10px;align-items:flex-end;height:160px}.ic{flex:1;display:flex;flex-direction:column;align-items:center;gap:6px;height:100%}.pair{flex:1;width:100%;display:flex;align-items:flex-end;justify-content:center;gap:4px}.pair .b{width:42%;border-radius:6px 6px 2px 2px;display:flex;align-items:flex-start;justify-content:center;padding-top:4px;min-height:8px}.pair .b span{font-size:.62rem;font-weight:700;color:#fff}.pair .b.m{background:var(--accent)}.pair .b.g{background:var(--warm, #b8956c)}.ic .y{font-size:.75rem;color:var(--muted);font-weight:600}.cvform{display:grid;grid-template-columns:1fr 1fr;gap:14px}.cvform .f{display:flex;flex-direction:column;gap:8px}.cvform label{font-size:.85rem;font-weight:600;color:var(--ink-soft)}.stepper{display:flex;gap:8px;align-items:center}.stepper input{width:88px;text-align:center}.agebars{display:flex;align-items:flex-end;gap:10px;height:180px}.agebars .col{flex:1;height:100%;display:flex;align-items:flex-end}.agebars .bar{width:100%;border-radius:10px 10px 4px 4px;background:linear-gradient(180deg,var(--accent-light),var(--accent));position:relative;min-height:8px}.agebars .col.hi .bar{background:linear-gradient(180deg,#c9a57a,var(--accent-deep))}.agebars .val{position:absolute;left:50%;top:-22px;transform:translate(-50%);white-space:nowrap;font-size:.7rem;font-weight:700;color:var(--ink)}.agebars .val .sm{display:none}.agelbls{display:grid;grid-template-columns:repeat(7,1fr);gap:10px;margin-top:8px;text-align:center;font-size:.78rem;color:var(--muted);font-weight:600}.vs{display:grid;grid-template-columns:1fr 1fr;gap:12px}.vs .side{border-radius:16px;padding:18px;border:1px solid var(--line);background:#ffffff8c;display:flex;flex-direction:column;gap:8px}.vs .side.now{background:#b8956c24}.vs .k{font-size:.8rem;color:var(--muted);font-weight:700}.vs .v{font-family:var(--font-serif);font-size:1.7rem;color:var(--accent-deep)}.vs .d,.ratio{color:var(--ink-soft);line-height:1.45}.ratio b{color:var(--accent-deep);font-size:1.2em}.budget{display:flex;flex-direction:column;gap:10px;max-width:420px}.amtrow{display:flex;align-items:center;gap:8px;font-weight:700}.amtrow input{width:140px}.bopts{display:grid;grid-template-columns:1fr 1fr;gap:12px}.bopt{border-radius:16px;border:1px solid var(--line);background:#ffffff8c;padding:14px;display:flex;flex-direction:column;gap:6px}.bopt .k{font-size:.78rem;color:var(--muted);font-weight:700}.bopt .v{font-family:var(--font-serif);font-size:1.35rem;color:var(--accent-deep)}.bopt .d{font-size:.88rem;color:var(--ink-soft)}.lanes{display:flex;flex-direction:column;gap:8px}.lane{display:grid;grid-template-columns:88px 1fr 140px;gap:10px;align-items:center;font-size:.88rem}.lane.cur{font-weight:700}.lane .trk{height:8px;border-radius:999px;background:#6b53441f;overflow:hidden}.lane .fil{height:100%;background:linear-gradient(90deg,var(--accent-light),var(--accent))}.lane .to small{display:block;color:var(--muted);font-weight:500}.laneax{display:grid;grid-template-columns:88px 1fr 140px;color:var(--muted);font-size:.75rem}.laneax>div:nth-child(2){display:flex;justify-content:space-between}.sumlist{display:flex;flex-direction:column;gap:10px}.sumlist>div{display:grid;grid-template-columns:1fr auto;gap:4px 16px;padding:12px 0;border-bottom:1px solid var(--line)}.sumlist>div span:first-child{color:var(--muted);font-size:.82rem;font-weight:700}.sumlist>div b{grid-row:span 2;align-self:center;font-family:var(--font-serif);font-size:1.4rem;color:var(--accent-deep)}.sumlist .hint{grid-column:1}.cvfoot{margin-top:auto;font-size:.78rem;color:var(--muted);line-height:1.45}.cvnav{display:flex;align-items:center;justify-content:space-between;gap:12px}.cvdots{display:flex;flex-wrap:wrap;gap:6px;justify-content:center}.cvdots button{width:10px;height:10px;border-radius:50%;border:0;background:#6b534440;padding:0}.cvdots button[aria-current=true]{background:var(--accent);transform:scale(1.15)}.client-page.is-present .cvbar details,.client-page.is-present .hint:not(.cvfoot){display:none}.client-page.is-present .cvstage{min-height:calc(100vh - 160px)}@media(max-width:980px){.cvsetgrid,.kpis,.costgrid,.cvform,.vs,.bopts{grid-template-columns:1fr}.lane,.laneax{grid-template-columns:72px 1fr 110px}.agelbls{grid-template-columns:repeat(auto-fit,minmax(40px,1fr))}}.ptable-controls{display:flex;flex-direction:column;gap:12px;margin-top:8px}.ptable-controls .f{max-width:320px}.verify-card{display:flex;flex-direction:column;gap:16px}.vgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:10px 24px}.vgrid .f{margin:0}.f-inline{display:flex;align-items:center;gap:8px;flex-wrap:wrap}.f-inline input{width:110px}.chip .dot{flex:0 0 auto;width:8px;height:8px;border-radius:50%;margin-top:7px;background:var(--muted)}.chip.ok .dot{background:#6b8c62}.chip.warm .dot{background:var(--warm, #b8956c)}.chip.bad .dot{background:#8a4030}.chip b{white-space:nowrap}table.yr{width:100%;border-collapse:collapse;font-size:13.5px;min-width:620px}table.yr th,table.yr td{padding:6px 8px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}table.yr th:first-child,table.yr td:first-child{text-align:left}table.yr thead th{position:sticky;top:0;background:var(--surface, var(--panel));font-size:12px;color:var(--muted);font-weight:500;z-index:1}table.yr td.neg,table.yr .neg{color:#8a4030}.verify-table input{width:110px;text-align:right;font:inherit;font-size:13.5px;padding:3px 6px;border:1px solid var(--line);border-radius:6px;background:var(--paper);color:var(--ink)}.tag{display:inline-block;padding:1px 6px;border-radius:6px;font-size:11px;font-weight:600}.tag.ok{background:#b8956c29;color:var(--ink)}.tag.over{background:#a0503c1f;color:#8a4030}.tag.eq{background:#b8956c1f;color:var(--muted)}.verify-card .tablebox{max-height:520px}.prose{max-width:68ch;display:flex;flex-direction:column;gap:12px}.prose h3{font-size:1rem;margin:8px 0 0;color:var(--ink)}.prose p,.prose li{font-size:.92rem;line-height:1.55;color:var(--ink-soft)}.prose ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:6px}.prose b{color:var(--ink);font-weight:700}.formula{background:#ffffff8c;border:1px solid var(--line);border-radius:8px;padding:10px 12px;font-size:.9rem;color:var(--ink);line-height:1.5}.formula.num{font-variant-numeric:tabular-nums}@media print{.sidebar,.top,.cvbar,.cvnav,.hint{display:none!important}.shell{display:block}.main{padding:0;max-width:none}.cvstage{box-shadow:none;border:0;min-height:auto}}/*! tailwindcss v4.3.5 | MIT License | https://tailwindcss.com */@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:block))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-font-weight:initial;--tw-tracking:initial}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-serif:ui-serif, Georgia, Cambria, "Times New Roman", Times, serif;--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--color-black:#000;--spacing:.25rem;--font-weight-semibold:600;--tracking-wide:.025em;--radius-sm:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;-moz-tab-size:4;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab,red,red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;-moz-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;-moz-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.m-0{margin:0}.flex{display:flex}.inline-flex{display:inline-flex}.table{display:table}.h-1\.5{height:calc(var(--spacing) * 1.5)}.w-1\.5{width:calc(var(--spacing) * 1.5)}.flex-col{flex-direction:column}.items-center{align-items:center}.gap-2{gap:calc(var(--spacing) * 2)}.rounded{border-radius:.25rem}.rounded-full{border-radius:2147483647px}.bg-\[\#6b8c62\]{background-color:#6b8c62}.bg-\[\#8a4030\]{background-color:#8a4030}.bg-\[rgba\(107\,140\,98\,0\.16\)\]{background-color:#6b8c6229}.bg-\[rgba\(160\,80\,60\,0\.12\)\]{background-color:#a0503c1f}.bg-\[var\(--muted\)\]{background-color:var(--muted)}.bg-black\/5{background-color:#0000000d}@supports (color:color-mix(in lab,red,red)){.bg-black\/5{background-color:color-mix(in oklab,var(--color-black) 5%,transparent)}}.px-2\.5{padding-inline:calc(var(--spacing) * 2.5)}.py-1{padding-block:var(--spacing)}.text-\[0\.7rem\]{font-size:.7rem}.font-semibold{--tw-font-weight:var(--font-weight-semibold);font-weight:var(--font-weight-semibold)}.tracking-wide{--tw-tracking:var(--tracking-wide);letter-spacing:var(--tracking-wide)}.text-\[\#4f6b48\]{color:#4f6b48}.text-\[\#8a4030\]{color:#8a4030}.text-\[var\(--muted\)\]{color:var(--muted)}}:root{--ink:#3a322c;--ink-soft:#5c534b;--muted:#8a7f74;--paper:#ebe4d8;--panel:#e4dcd0;--card:#f7f2ea;--card-elevated:#fbf7f1;--accent:#6b5344;--accent-deep:#4f3d32;--accent-soft:#6b53441f;--accent-mid:#b08a62;--accent-light:#d4b896;--gold:#c4a574;--line:#4a3c301a;--shadow:0 10px 30px #4a3c300f;--shadow-soft:0 4px 16px #4a3c300d;--radius:22px;--radius-sm:16px;--font-sans:"Manrope", "Noto Sans TC", system-ui, sans-serif;--font-serif:"Cormorant Garamond", "Noto Serif TC", Georgia, serif;font-family:var(--font-sans);color:var(--ink);background:var(--paper);font-synthesis:none;text-rendering:optimizelegibility;-webkit-font-smoothing:antialiased;line-height:1.5}*,:before,:after{box-sizing:border-box}body{background:var(--paper);min-width:320px;margin:0}#root{min-height:100vh}a{color:var(--accent-deep);text-decoration:none}a:hover{text-decoration:underline}button{font:inherit;cursor:pointer}h1,h2{font-family:var(--font-serif);letter-spacing:-.01em;color:var(--ink);margin:0;font-weight:600;line-height:1.2}h1{font-size:clamp(2rem,3.4vw,2.75rem)}h2{font-size:1.35rem}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}